Personal Finance

/Personal Finance
15 02, 2017

5 Insightful Resources for Planning Your Retirement Time Before You Retire

By | 2017-02-15T09:50:56+00:00 February 15th, 2017|Curated Content, Retirement and Pensions|0 Comments

Your retirement period can be a time of joy or pain, it all depends on how you plan for it now when you are still actively working. Considering that this period can last upwards of 30+ years, it is very important to have an idea of how you want to spend that time so [...]

10 11, 2016

Ghana’s 3 Tier Pensions Structure – What You Must Know

By | 2016-11-10T07:03:46+00:00 November 10th, 2016|Financial Planning, Retirement and Pensions|0 Comments

This is an updated post from October 16, 2012 - Updated on November 8, 2016 The Old Order Changeth...Lest One Good? Custom Should Corrupt the World: Alfred Lord Tennysson As aptly articulated in Alfred Lord Tennysson's poem, Idylls of the King, change is necessary, sometimes not because the old traditions are bad, but because they were actions [...]

7 11, 2016

Pensions & Retirement: Are You Behaving Like the Proverbial Ostrich?

By | 2016-11-09T12:12:34+00:00 November 7th, 2016|Personal Finance, Retirement and Pensions|0 Comments

This is an updated post from October 10, 2012 -  Updated on November 7, 2016 Whether we like it or not, retirement security has been radically shifting from employers and even governments to the responsibility of the employee or worker. Increasingly, uninformed pre-retirees are consciously and unconsciously making hard decisions about the size and [...]

18 10, 2016

Start Saving Now: How to Allocate Your Savings

By | 2016-11-08T18:08:36+00:00 October 18th, 2016|Budgeting, Personal Finance, Saving|2 Comments

What plan should you follow when saving? First you now know from the stock taking and financial plan stages how much your monthly living expenses are going to be. Now you need to start accumulating money or saving and allocating funds to various accounts to cater for: Living Expenses (Current or Savings Account) – [...]

7 10, 2016

Before You Start Saving, First Take Stock.

By | 2016-11-08T18:21:57+00:00 October 7th, 2016|Personal Finance, Saving|10 Comments

Do you constantly feel that you always have far too many bills to pay and far too little money to pay them with? This is a fundamental problem we all encounter as we start earning a living and living it up.  Regardless of how much you earn or how many raises you get, the expenses [...]

4 10, 2016

Which One are You: an Investor or a Saver?

By | 2016-11-08T18:44:02+00:00 October 4th, 2016|Investing and Investment Industry, Personal Finance, Saving|18 Comments

Are you an Investor or Saver? If you can answer this question, then you may know more about investing and saving than most people outside the finance and investment industry. The fact that you cannot answer this question definitively doesn't mean that you are not already capitalizing on what the investment world has to [...]

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